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NerdMoney

Best business credit cards for LLCs

Rates and offers verified June 2026. Always confirm current terms on the issuer's site.

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Credit Cards

Earn cash back, pay down debt, or rake in the miles. These Nerd-reviewed products have something for every LLC. Compare these deals and find the right card for your business.

Chase Ink Business Preferred

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on Chase's website

NerdMoney rating
★4.9/5
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Annual fee
$95
Rewards rate
3x on travel, shipping, ads, internet, phone (up to $150k/yr)
Intro offer
100,000 points after $8,000 spend in 3 months
Best for
LLCs spending heavily on ads and software

American Express Business Gold

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on American Express's website

NerdMoney rating
★4.7/5
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Annual fee
$375
Rewards rate
4x on top 2 categories each month
Intro offer
70,000 Membership Rewards after $10,000 in 3 months
Best for
LLCs with shifting monthly spend

Capital One Spark Cash Plus

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on Capital One's website

NerdMoney rating
★4.6/5
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Annual fee
$150
Rewards rate
2% unlimited cash back on everything
Intro offer
$2,000 after $30,000 in 3 months
Best for
LLCs that want simple cash back, no point math

Brex Card

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on Brex's website

NerdMoney rating
★4.4/5
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Annual fee
$0
Rewards rate
Up to 7x on rideshare, 4x on travel, 3x on dining
Intro offer
20,000 points after first card spend
Best for
Funded startups and online-only LLCs

Ramp Card

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on Ramp's website

NerdMoney rating
★4.3/5
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Annual fee
$0
Rewards rate
1.5% flat cash back
Intro offer
None — focuses on ongoing savings
Best for
LLCs that want to cut software spend

Amex Blue Business Cash

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on American Express's website

NerdMoney rating
★4.2/5
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Annual fee
$0
Rewards rate
2% cash back on first $50,000/yr, then 1%
Intro offer
$250 after $3,000 in 3 months
Best for
New LLCs under $50k/yr in spend