American Express Business Gold
Flexible 4x categories that match your spend
4.7
Editor rating · out of 5
Best for: LLCs with shifting monthly spend
Best for LLCs whose monthly categories shift — software one month, advertising the next. Amex picks your top categories for you.
Pros and cons
Pros
- +4x rewards auto-adjusts to your top spending categories
- +Membership Rewards transfer to 20+ travel partners
- +Strong purchase protection
Cons
- −Steep annual fee
- −4x capped at $150k per year
Key details
Annual fee
$375
Base rewards
1x points
Top categories
4x (auto-selected)
Foreign transaction fee
0%
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