Brex Card
No personal guarantee, built for startups
4.4
Editor rating · out of 5
Best for: Funded startups and online-only LLCs
Brex is the rare business card that approves you without touching your personal credit. Best if your LLC already has cash in the bank.
Pros and cons
Pros
- +No personal guarantee or credit check
- +Underwrites based on cash balance, not credit score
- +Built-in expense management software
Cons
- −Requires a business bank account with meaningful balance
- −Daily auto-pay — no float
Key details
Annual fee
$0
Personal guarantee
Not required
Credit check
None
Foreign transaction fee
0%
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