Wells Fargo Active Cash
2% flat with a long 0% APR
4.5
Editor rating · out of 5
Best for: People who want 2% AND 0% APR in one card
Strongest combo of 2% rewards + 0% APR + low bonus threshold of any no-fee card.
Pros and cons
Pros
- +2% on everything
- +Cell phone protection
- +Low bonus threshold
Cons
- −Foreign transaction fee 3%
Key details
Annual fee
$0
Rewards
2% flat
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