U.S. Bank Visa Platinum
21-month 0% APR with cell phone protection
4.4
Editor rating · out of 5
Best for: Long 0% APR + cell protection
Tied with Wells Reflect for longest 0%. Pick whichever bank you already have a relationship with.
Pros and cons
Pros
- +21 cycles 0% APR — ties Wells Reflect
- +Cell phone protection up to $600
Cons
- −No rewards
- −Balance transfer fee 5% or $5
Key details
Annual fee
$0
Intro APR
0% for 21 billing cycles
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