U.S. Bank Smartly® Checking
Up to $450 bonus with direct deposit
4.4
Editor rating · out of 5
Best for: Branch banking with a strong bonus
A solid regional alternative to Chase with a competitive sign-up bonus.
Pros and cons
Pros
- +Up to $450 bonus
- +Branches across 26 states
- +Easy fee waiver with direct deposit
Cons
- −Top bonus requires $8,000+ in direct deposits
- −Low fee but not zero
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