Discover it Secured
Best secured card — earns 2% cash back
4.8
Editor rating · out of 5
Best for: Building or rebuilding credit from scratch
The best secured card in America. Period. Nothing else combines rewards, no fee, and an auto-graduation path.
Pros and cons
Pros
- +Only secured card with rewards AND a welcome match
- +Auto reviews for graduation to unsecured starting month 7
- +Free FICO score
- +No annual fee
Cons
- −$200 min deposit
- −Discover acceptance abroad
Key details
Annual fee
$0
Min deposit
$200
Foreign transaction fee
0%
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