Discover® Cashback Debit
1% cash back on debit purchases, no fees
4.7
Editor rating · out of 5
Best for: Free checking with rewards
One of the only truly free checking accounts that pays you back on debit spending.
Pros and cons
Pros
- +1% cash back on up to $3,000/mo in debit purchases
- +No monthly fees
- +60,000+ free ATMs
Cons
- −No interest on balance
- −No branches
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