Chase Slate Edge
0% APR + automatic APR reduction
4.2
Editor rating · out of 5
Best for: Mid-tier APR users wanting to reduce their rate
Unique APR-reduction mechanic. Only card that automatically lowers your rate for good behavior.
Pros and cons
Pros
- +APR reduces 2% each year on-time/under-limit
- +18 months 0%
Cons
- −No rewards
- −Balance transfer fee 5% or $5
Key details
Annual fee
$0
Intro APR
0% for 18 months
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