Chase Sapphire Preferred
The best entry-level travel card, period
4.9
Editor rating · out of 5
Best for: Anyone starting in travel rewards
If you ever want to use points for premium-cabin flights or Hyatt stays, this is the card to start with. Nothing else comes close at $95.
Pros and cons
Pros
- +1:1 transfer to 14 travel partners (Hyatt, United, Southwest, Air France, etc.)
- +$50 annual hotel credit
- +Primary rental car insurance
- +Trip cancellation up to $10k
Cons
- −$95 fee
- −Welcome bonus 5/24 sensitive
Key details
Annual fee
$95
Foreign transaction fee
0%
Transfer partners
14 (1:1)
See how it compares
Read our full ranking and compare Chase Sapphire Preferred side-by-side with alternatives.
See full business credit card rankings →