Chase Freedom Rise
Starter cash back card for new credit
4.3
Editor rating · out of 5
Best for: First-time credit card applicants
Best Chase option if you're building credit from zero. Use it for 6–12 months and graduate to the Freedom Unlimited.
Pros and cons
Pros
- +Designed for applicants with no credit history
- +No annual fee
- +Easier approval if you have a Chase deposit account ($250+ balance)
- +Path to upgrade to Freedom Unlimited / Flex
Cons
- −High APR
- −No intro APR offer
- −3% foreign transaction fee
Key details
Annual fee
$0
Rewards
1.5% flat cash back
Foreign transaction fee
3%
See how it compares
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