Capital One Venture X
Best $395 premium travel card
4.8
Editor rating · out of 5
Best for: Premium travelers who want lounge access without the $695 Amex fee
After $300 credit + $100 anniversary miles, effective fee is -$5. Free authorized users alone make this beat Amex Plat for families.
Pros and cons
Pros
- +$300 Capital One Travel credit annually
- +10,000 anniversary miles (~$100+)
- +Capital One Lounges + Priority Pass + Plaza Premium
- +Authorized users FREE with full benefits
Cons
- −Capital One Lounge footprint still growing
- −Fewer airline partners than Chase
Key details
Annual fee
$395
Foreign transaction fee
0%
See how it compares
Read our full ranking and compare Capital One Venture X side-by-side with alternatives.
See full business credit card rankings →