Bank of America Customized Cash Rewards
3% in your chosen category + Preferred Rewards boost
4.3
Editor rating · out of 5
Best for: BofA Preferred Rewards members (can boost rewards by 25–75%)
The Preferred Rewards multiplier turns 3% into 5.25% if you keep $100k+ at BofA/Merrill — one of the best loyalty plays in cards.
Pros and cons
Pros
- +Choose your 3% category monthly
- +Preferred Rewards multiplier
Cons
- −3%/2% caps at $2,500/qtr combined
- −Foreign transaction fee 3%
Key details
Annual fee
$0
Intro APR
0% for 15 billing cycles
See how it compares
Read our full ranking and compare Bank of America Customized Cash Rewards side-by-side with alternatives.
See full business credit card rankings →