Apple Card
3% at Apple + select merchants, paid daily
4.2
Editor rating · out of 5
Best for: iPhone users that buy a lot via Apple Pay
Best for Apple Pay-first households. Outside that ecosystem the rewards underperform.
Pros and cons
Pros
- +Cash back paid daily, not monthly
- +No fees of any kind
- +Strong privacy
Cons
- −1% on the physical card is low
- −Limited if you don't use Apple Pay
Key details
Annual fee
$0
Late fees
None
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